Checking

Checking Accounts

checking

Client service isn’t small change!  Choose the checking account that’s right for you—we’re sure we have one that fits your needs.

Free Checking

Unlimited check writing with no monthly fees, and no minimum balance requirement!

  • Minimum opening deposit of $100 required
  • No minimum balance requirement and no monthly maintenance fee
  • Unlimited check writing and no per item charges
  • Free Online, Bill Pay and Telephone Banking
  • No ATM service fees
  • Free MasterCard debit card
  • No bank fees for Mobile Banking*

Congaree Checking

An interest-bearing account, unlimited check writing privileges and a competitive interest rate.
  • Minimum opening deposit of $1,000 required
  • Checking account balances earn tiered interest rates
  • No monthly maintenance fee if combined average daily balances from checking, savings, money market, and certificate of deposit accounts totals $10,000. Outstanding balance of $10,000 or more on a Home Equity Line of Credit will qualify
  • Monthly maintenance fee $10.00
  • Unlimited check writing and no per item charges
  • Free Online, Bill Pay and Telephone Banking
  • No ATM service fees
  • Free MasterCard debit card
  • No issuance fee for cashier’s checks and notary service
  • Free standard safe deposit box rental or $25 discount on larger size (subject to availability)
  • No bank fees for Mobile Banking*

Founders Checking

This account, exclusive to all shareholders of Congaree State Bank, offers a full range of banking services with no minimum balance requirement. You will receive special Founders checks at no charge.
  • Minimum opening deposit of $500 required
  • Checking account balances earn tiered interest rates
  • Unlimited check writing and no per item charges
  • Free Online, Bill Pay and Telephone Banking
  • No ATM service fees
  • Free MasterCard debit card
  • Free Congaree State Bank Founders checks
  • No issuance fee for cashier’s checks and notary service
  • Free standard safe deposit box rental or $25 discount on larger size (subject to availability)
  • No bank fees for Mobile Banking*

Crescent Checking

Designed for our customers age 50 and over, offers all of the extras while earning interest.

  • Minimum opening deposit of $100 required
  • No minimum balance required
  • Account earns interest
  • Unlimited check writing and no per item charges
  • Free Online, Bill Pay and Telephone Banking
  • No ATM service fees
  • Free MasterCard debit card
  • Free standard Congaree State Bank checks
  • No issuance fee for cashier’s checks
  • Free notary service
  • $10 discount on standard safe deposit box rental (subject to availability)
  • No bank fees for Mobile Banking*

*Check with your carrier.  Message and data rates may apply.  You must be enrolled in Online Banking in order to access your accounts with Mobile Banking.

 



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