Savings

Personal Savings Accounts

personal savings

A savings plan is an important part of any financial strategy—whether it’s for a vacation, home improvement or education.  That’s why Congaree State Bank prides itself on offering competitive interest rates with all of our savings accounts. Make your money work for you!

Personal Savings

  • Minimum opening deposit of $100 required
  • Minimum daily balance requirement $100 to earn interest and avoid monthly maintenance fee of $5
  • You may only make six transfers from your account each month, by electronic debit, ACH or internet transaction. An Excessive Activity Charge of $3 will be assessed for withdrawals in excess of limits.

 

Congaree Money Market

  • Minimum opening deposit of $1,000 required
  • Minimum daily balance requirement of $1,000 to earn interest and avoid monthly maintenance fee of $10
  • You may only make six transfers from your account each month, by electronic debit, ACH, or internet transaction, or checks made payable to third parties. An Excessive Money Market Transaction Fee of $10 each will apply to withdrawals in excess of limits.
  • Tiered interest rates earned based on account balance

 

Tadpole Savings

tadpole savings
  • Must be under 18 years of age
  • You may only make six transfers from your account each month, by electronic debit, ACH or internet transaction; An Excessive Activity charge of $3 will be assessed for withdrawals in excess of limits.
  • No monthly service charge
  • Signature required by a parent or guardian

 

Health Savings Account

  • Minimum opening deposit of $100 required.
  • Minimum average daily balance requirement of $250 to avoid monthly maintenance fee of $10

 



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