Victim of Identity Theft

What To Do If You Are A Victim

If you suspect your personal information has been used to commit fraud or theft, act immediately. Contact the fraud departments of the three major credit bureaus and request that a "fraud alert" be placed on your file. Also, request a copy of your credit report. Follow up in writing and include copies (not originals) of your documentation, such as the police report or your credit card statement with circles around the items in question.

Major Credit Bureau Contact Information

TransUnion
Fraud Victim Assistance Division
P.O. Box 6790
Fullerton, CA 92834-6790
1-800-680-7289
www.transunion.com

Equifax

P.O. Box 740241
Atlanta, GA 30374-0241
1-800-525-6285
www.equifax.com

Experian
P.O. Box 9554
Allen, TX 75013
1-888-EXPERIAN (397-3742)
www.experian.com

If you believe your accounts have been tampered with or fraudulent accounts have been opened in your name, close those accounts immediately. If you have a Congaree State Bank account with unauthorized credit or debit activity, contact us immediately at 803-794-BANK (2265). If the fraud involves a credit card, write to the company or other provider within 60 days from when you received the first bill containing the fraudulent charges.

File a report with your local police department or the police in the community where the identity theft took place and ask for a copy of the report. Credit card companies may need proof of the crime to erase the debts caused by identity theft.

For more information please visit:

Federal Trade Commission’s Identity Theft Website 
Privacy Rights Clearinghouse Identity Theft Victims Guide



logo next slide

ALERT

By accessing the noted link you will be leaving the Congaree State Bank (CSB) website and entering a website hosted by another party. Although CSB has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of CSB's website. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of CSB.